Virtual cards for AI agents
Give each agent its own card and limit. The agent pays — your limits and your code decide what goes through.
- A card per agent
- MCP server
- Your code approves
Live in three steps.
- Minute 1Issue a card per agent
One call, tied to your agent by its id.
POST /cards 201· external_user_id: agent_07 - Minute 2Set its limit
The agent can never spend more than this.
PATCH /cards/4417/limits 200· monthly: $200 - Every purchaseLet it pay
Your endpoint answers before the money moves.
⇢ card.authorization.request← APPROVE ✓
AI agents, end to end.
One card per agent
A separate card, limit and history for each agent — one agent can never spend another one's budget.
Cards over MCP
Claude, ChatGPT and other MCP clients get card tools.
Your code approves
No answer in 1.2 s — declined.
Limits & blocks
Cap spend per card; block a card in one call.
Scoped keys
An agent's key does only what you allow.
A few lines
to start.
Same REST API, same keys and limits for every program. Docs open in the console after sign-up.
{
"mcpServers": {
"guara": {
"type": "http",
"url": "https://api.guarapay.io/api/v1/partner/mcp",
"headers": { "x-api-key": "${GUARA_KEY}" }
}
}
}Tell us what you're building.
Three steps from here to live cards.
- We reply within a business dayPricing for your volume, by email or your contact.
- You connect the APIKeys, webhooks and MCP for your agents.
- You go liveSwitch to live keys and issue cards to your users.
AI agents: FAQ
Can an AI agent spend without me?
Only within the limits you set. Above the limit, or when your endpoint says DECLINE, the purchase is declined.
Which agents does it work with?
Any agent that can call a REST API, and MCP clients such as Claude and ChatGPT through the Guara MCP server.
How do I stop an agent from spending?
Block its card with one API call. Other agents and their cards keep working.
What if my endpoint is down?
No answer in 1.2 seconds — the purchase is declined. The card fails closed.
How are the cards funded?
From one USDT balance, topped up over TRC-20 or ERC-20. Each purchase is paid from it.